Data Updated On August 3, 2024 from Bank Website.

Zero Balance Axis Bank's ASAP Instant Savings Account

Easy Access Digital Savings Account

  • Flat 10% cashback on Flipkart and Amazon.in
  • Rs. 500 shopping voucher redeemable via Grab Deals.
  • Complimentary ticket on BookMyShow every month.
  • Complimentary virtual e-debit card.
  • 1% cashback on online spends.
  • 250+ Banking Services.
  • Insurance benefits
  • Accerelated eDGE Reward points

Open your account in 4 easy steps

Step 1

Verification via PAN and Aadhaar

Step 2

Fill in your details

Step 3

Complete your KYC via video call

Step 4

Fund your account


  • Get a Rs. 500 shopping voucher redeemable via Grab Deals on completing first Debit Card transaction within 30 days of account opening. Choose to shop across 200+ brands.
  • Complimentary ticket on BookMyShow every month applicable when you book through Axis E- Debit Card.
  • Get Flat 1% cashback on all online spends through E- Debit Card.
  • Milestone Benefits: Get 2000 EDGE REWARD points on annual spends of Rs. 1,00,000/- through E- Debit Card
  • Insurance benefits on Online Rewards Card (Physical):
  • - Personal Accident cover of Rs. 5,00,000
    - Air Accident cover of Rs. 1 Crore
    - Purchase Protection cover of Rs. 50,000
    - Loss of Baggage/Delayed Baggage cover upto 500 USD
  • Accelerated eDGE Reward points on Online Rewards card (Physical): Earn higher eDGE reward points for transactions online and offline:
  • -10X (Travel booking)
    -5X (Electronic purchase)
    -3X (Online food delivery)
    -2X (clothing stores)

Fees and Charges

Region wise details (AUTO APPLIED BASIS YOUR BRANCH SELECTION)

  • METRO : Initial Funding - ₹ 16,000 | Average Monthly Balance (AMB)- ₹ 12,000
  • URBAN : Initial Funding - ₹ 15,000 | Average Monthly Balance (AMB)- ₹ 12,000
  • SEMIURBAN : Initial Funding - ₹ 6,000 | Average Monthly Balance (AMB)- ₹ 5,000
  • RURAL : Initial Funding - ₹ 3,000 | Average Monthly Balance (AMB)- ₹ 2,500 | Debit Card Joining Fee - ₹ 590 (inclusive of GST)

Apply Now