✔ Bonus Reward Points

• Earn reward points on your spends and redeem with YES Rewardz.

✔ Preferential Foreign Currency Markup

• Get up to 2.5% markup on foreign currency.

✔ Domestic Lounge Access

• Travel comfortable with lounge access benefits on your card.

✔ Business benefits

• Grow your business with great offers on travel, dining, business savings and more.

✔ Domestic Lounge Program

• 1 visit per quarter across 30+ lounges in India.

✔ Complimentary Golf Program

• 1 golf lesson every calendar month and 4 additional sessions with green fee waiver*d at select golf courses in India.

✔ Insurance Coverage

• Credit shield cover of INR 3 Lakhs on accidental death of Primary Cardmember Lost card liability cover of INR 3 Lakhs.

✔ Fuel Surcharge Waiver

• 1% fuel surcharge waiver*g at all fuel stations across India for transactions between INR 400 to INR 5,000.

• Between 21 and 70 years of age.
• Self-employed individuals, proprietors, and partners of partnership firms.
• Minimum Income Tax Return of INR 7.5 lakhs.

Fees and charges

• First Year Membership Fee of INR 499+ Applicable Taxes waived off on total spends of INR 10,000 within 30 days of card set up date.
• Renewal Membership Fee of INR 499+ Applicable Taxes waived off on total retail spends of INR 1,00,000 within 12 months prior to card renewal date.
• 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount.
• Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Rental and Wallet transactions greater than Rs 1. Please note that rental transactions are capped at 3 per 30 days period .
• A charge of 1% will be applicable on all utility transactions on Spends above ₹15,000 in a month. Fee capped at Rs.3000 per transaction.

Spend Safely with YES Prosperity Business Credit Card

✔ Contactless Transactions

• Experience fast, convenient, and secure payments at retail outlets with NFC technology.

✔ Card Control

• Stay in control of your card via your phone by managing card block/unblock, domestic and international credit limits, and more.

✔ Safe Online Transactions

• Secure your online transactions with Mastercard SecureCode or Verified by VISA.

✔ Keep Your Card Safe

• Never disclose your password, OTP,PIN to anyone either through mail or over phone. Never respond to unsolicited calls asking for Card Activation, Verification, PIN reset, Rewards, Offers, KYC updation, etc.