Finance Setu
Home
Product Categories
Product Categories
Credit Card
Bank Accounts
Loans
Insurance
Demat Accounts
Credit Line
Investment
About Us
Contact Us
Login
Data Updated On July 29, 2024 from Bank Website.
BYOC Credit Card
What comes with this card?
Earn Cashback or Reward Points.
10% Cashback on your chosen Merchants
Complimentary Domestic Airport Lounge Access.
Complimentary Golf Program.
Top Benefits
✔ Pick your plan*
Customize merchant offers as per your needs, change plans monthly, and earn 10% cashback.
✔ Pick your perk
Choose from 1% cashback on all transactions1 or 8 YES Rewardz points for every ₹200 spent.
✔ Complimentary Domestic Lounge Access
1 per calendar quarter .
✔ Pick your card material
Select your card material from the options of plastic, eco-friendly and metal.
✔ Domestic Lounge Program
1 complimentary domestic airport lounge visit per quarter for the primary cardmember.
✔ Complimentary Golf Program
4 green fee waiver per year and1 Golf lesson per year at select golf courses in India.
✔ Reward Points Redemption
Redeem reward points against an exclusive catalogue of products with YES Rewardz
✔ Insurance Coverage
Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Card member.
✔ Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000.
✔ Contactless Transactions
Contactless transaction with NFC-enabled technology.
BYOC Credit Card Eligibility
Between 21 and 60 years of age.
Salaried or self employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above.
BYOC Credit Card Fees and charges
One-time fee – Chargeable in the first statement:
Eco-Friendly Card Fee: INR 249 + taxes.
Metal Card Fee: INR 3,499 + taxes.
Monthly fee – Chargeable as per perks and active merchant plans (will be summation of the below fees, as per the perks picked at the time of applying for the card and /or active merchant offer plans).
Card Perk (Core Benefit) Fee:BYOC Cashback : INR 99+taxes (INR 49+ taxes for cards on-boarded before 1st Oct’23) BYOC Rewards : INR 49 + taxes.
Subscription Plan Fee*.
Subscription Plan
Silver
Gold
Platinum
Monthly fee
INR 99
INR 149
INR 249
3.80% per month (45.60% annually) on Revolving Credit, Cash Advances and Overdue Amount.
Competitive Foreign Currency Mark-up of 3.5 %.
Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Rental and Wallet transactions greater than Rs 1. Please note that rental transactions are capped at 3 per 30 days period.
A charge of 1% will be applicable on all utility transactions on Spends above ₹15,000 in a month. Fee capped at Rs.3000 per transaction
Spend Safely with BYOC Credit Card
✔ Contactless Transactions
Experience fast, convenient, and secure payments at retail outlets with NFC technology.
✔ Card Control
Stay in control of your card via your phone by managing card block/unblock, domestic and international credit limits, and more.
✔ Keep Your Card Safe
Never disclose your password, OTP,PIN to anyone either through mail or over phone. Never respond to unsolicited calls asking for Card Activation, Verification, PIN reset, Rewards, Offers, KYC updation, etc.
Apply Now