Standard Chartered Smart Credit Card

Flat: 2% Cashback on online spends. Flat 1% Cashback on other spends.
Attractive interest rate on 3-month EMI:0.99% per month ,Convert your eligible transactions into 3-month EMI and enjoy a 0.99% p.m. special interest rate with NIL processing fee.
Enjot : Extended interest-free, credit period for first 90 days post credit card issuance* by paying only the minimum amount due.

Enjoy an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due.

Convert your transactions into EMIs at special interest rate of 0.99% per month at Nil processing fees.

Get 1%* cashback on your other spends, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback.

Age: Applicant’s age should be between 18 and 65 years.
Minimum age for add-on cardholder is 18 years.
Monthly Income: Applicants should have a stable monthly income.
Other Requirements: Applicants should belong to credit card sourcing cities/locations of the Bank.
All applications are subject to credit and other policy checks of the Bank.

You will need: Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc..
PAN Card
Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
1 recent passport-sized Photograph
Financial documents for salaried: Latest one month salary slip.
Financial documents for self employed: Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Annual Fee (for 1st Year): Joining / First Year Fee of INR 499 + GST waived as a Special Offer (Not applicable for existing SCB credit card holders)
Renewal Fee (2nd Year Onwards): INR 499 + GST, The renewal fee will be reversed for clients with spends greater than or equal to INR 120,000 in the preceding year on Smart credit card.

Smart Credit Card Benefits