Build Your CIBIL Score with Rupicard

• No joining fee
• No Credit Score Check.
• No Income Proof
• Earn up to 7% p.a Interest on Fixed Deposit (FD)
• Unlock 90% Credit Limit of FD Amount.
• Choose Your Own Credit Limit.

Increase Your CIBIL Score from 0 to 750+in 3 Easy Steps

✔ Book a Fixed Deposit (FD)

• Book your FD with our partner bank via the Rupicard app, and get 90% of your FD amount as credit limit.

✔ Get Your Rupicard FD Credit Card

• Get access to your Rupicard FD credit card via the app and start using it for monthly spends.

✔ Repay Bills on Time

• Always pay your bills on time – we report payments to credit bureaus like CIBIL, CRIF, Experian and Equifax.

Improve Credit Score

• Boost your credit score by paying your credit card bills on time.

Decide your Credit Limit

• Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.

45-Day FREE Credit Period

• Pay your bills at the end of your interest-free credit period.

Instant Cash Withdrawal

• Withdraw up to 90% of your credit limit from an ATM near you – an easy option during emergency.

Is My FD Safe?

• FD booked with RBI-approved bank.
• Earn up to 7% p.a. interest on FD.
• Close your FD anytime, no lock-in.
• Your FD is fully insured by RBI up to ₹5 Lakh.

Manage Rupicard on Your Fingertips

Real-Time Credit Limit

• Know how much you can spend with your Rupicard FD Credit Card.

Track Transactions

• Access your transaction history anytime; set a limit to spend wisely.

Complete Control

• Block or freeze your card instantly if it is lost or stolen.

Use anywhere

• Use your Rupicard FD credit card for online and offline purchases.