Data Updated On July 20, 2024 from Bank Website.

IDFC HPCL First Power Plus Credit Card

FIRST Power Credit Card

Your preferred ride for a life in the fast lane.

  • Save up to ₹7,000 annually with this credit card, enough to buy you 65+ litres of fuel.
  • Welcome benefits worth ₹2250.
  • Get rewarded for every UPI transaction.
  • Low & Dynamic Interest rates starting at 9% per annum.
  • 0% Interest on ATM Cash Withdrawals until due date.

Benefits & Privileges

Power-packed savings on mobility, utility and other everyday expenses!

  • Up to 5% savings on your fuel expenses.
  • 2.5% savings as Rewards on Grocery & Utility expenses.
  • 2.5% savings as Rewards on IDFC FIRST FASTag recharge.
  • 2X Rewards on other retail transactions.

Benefits & Privileges

Exciting welcome benefits & merchant offers to get you started!

  • ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above*.
  • 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*.
  • ₹1000 discount on Zoomcar rentals.
  • Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar.

Within 30 days of card set-up

Benefits & Privileges

Powerful lifestyle privileges for a life in the fast lane!

  • Complimentary Roadside Assistance worth ₹1,399.
  • Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000.
  • EMIfy your purchases and balances and enjoy convenience of payment.
  • Extend Add-on card to your pillion rider & boost your savings without any extra charges.
  • Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

Fees & Charges

✔ Joining Fee / Annual Fee
  • Joining fee ₹199
  • Annual fee ₹199, waived off on crossing ₹50,000 spends in the previous anniversary year
✔ Low-Interest Rates
  • Low Interest Rates (APR), from 0.75% to 3.65% per month (9% to 43.8% per annum).
✔ OVL Charges
  • 2.5% of the over-limit amount subject to a minimum charge of ₹550.
✔ Late Payment Fee
  • 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1300).
✔ Interest-free ATM Cash Withdrawals
  • For up to 48 days (cash withdrawal fee of only ₹199 per withdrawal).
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