Reward Program

Your reward points, Yours to keep forever!
Easy to earn. Easy to redeem!

• 3X Reward Points on Spends till ₹20,000 in a statement cycle.
• 10X Reward Points on crossing spends of ₹20,000 in a statement cycle & on your birthday.
• Unlimited & never expiring Reward Points .
• 1X Reward Points on Insurance premium and Utility bill payments.
• Use Reward points to instantly pay for online or in-store purchases.
• 3X Reward Points on rental and property management transactions.

Benefits & Privileges

First-in-class features.
Designed to delight, year after year.

1.Joining Benefits

• Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
• 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation.
Joining benefits are not applicable on upgrade of credit card and add-on cards.

2.Privileges

• 'Buy One, Get One' offer on movie tickets up to ₹125 on Paytm mobile app (valid twice per month).
• 300+ Brand Offers, all year long! | Up to 20% discount at 1500+ restaurants | Explore all offers .

Premium Benefits
• 2 complimentary Domestic airport lounge visits per quarter, on spending ₹20,000 every month.
• 4 complimentary railway lounge visits per quarter.
• Cancellation For Any Reason (CFAR) insurance: Cancellation cover for up to 2 claims up to ₹10,000, will be available for hotel and flight booking cancellations.

VISA Offers
• Airport Meet & Greet - Enjoy discounts on Airport Fast Track immigration service at over 450 destinations worldwide.
• Airport Transfers -Lucrative discounts on Airport transfer limousine service across in over 3000 cities across 83 countries.
• Concierge - This service provides a modern, personalized experience for you to self-book your dining, staycation, flights and activities.
• Luxury Hotel Collection – Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others.

MasterCard Offers
• Limo Service Airport Pick Up and Drop - Book a ride for friends, family, or any beneficiary of your choice at over 50 locations around the world.
• Airport Meet & Assist - Cardholders will be assisted through the airport with all aspects of their departure and arrivals.
• Golf Program - 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year (not more than 1 round / lesson in a single calendar month).

Insurance and Road Assistance
• Complimentary Roadside Assistance worth ₹1,399.
• 1% Fuel Surcharge Waiver up to ₹300 p.m. at all fuel stations across India, on transaction values between ₹200 & ₹5000.
• Air Accident Cover of ₹1 Crore, Personal Accident Cover of ₹5,00,000 and Lost Card Liability Cover of ₹50,000.
Valid on completing at least one transaction on FIRST Select Credit Card in last 30 days.
• Comprehensive Travel Insurance Cover of ₹22,500.
##Loss of Checked-in Baggage- USD 100; Delay of Checked-In Baggage USD 67. Loss of Passport and other documents – USD 67; Delay in Flight – USD 67.

3.Convenience

• Convert all transactions* above ₹2,500 into easy & convenient EMIs on your mobile app.
• Instant EMI conversion for all online transactions* above ₹2,500 on the bank’s OTP page.
• Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege*
*Eligibility norms apply