IDFC FIRST SWYP Credit Card

Avail discount starting from 10% on our feature partners and many other merchants.
Get it all & much more at annual subscription fee of just ₹499 + GST .
Get 2000 Rewards points worth ₹500 on spending ₹5000 or more in the first 30 days of card issuance.

EMI Conversion

You can convert transactions or your balances > ₹2,500/- into easy EMIs with your FIRST SWYP Credit Card with a monthly flat fee for EMI conversion.
Apart from the monthly EMI fee, no other interest charges and processing fees is applicable. Foreclosure fees applicable
The Monthly EMI conversion flat fee is dynamic & is dependent on the transaction amount and tenure selected at the time of EMI conversion.
GST will be applicable on the Monthly EMI conversion flat fee.
The 1st EMI will be billed on the statement date immediately post EMI conversion.
EMI amount will be a part of Minimum Amount Due payable by the cardholder during the EMI tenure.
For FIRST SWYP, carrying over balances to the subsequent statement is not allowed. Statement balances have to be either paid in full or eligible balances can be converted to EMI.

Get 1,000 Reward Points on 1st successful EMI transaction within first 30 days from card issuance.
Get 2000 Reward Points on spending ₹5,000 or more within the first 30 days from card issuance.
Get complimentary 1 Year Lenskart Gold Membership worth ₹600 on payment of joining / subscription fee.
Get Discount coupons worth ₹2,100 from EaseMyTrip on payment of joining fee.

₹700 off on either return flight booking or hotel, once a month, for first 3 months post card issuance amounting to a total of ₹2,100

Domestic Flight Booking:

Domestic Hotel Booking:

Apply Now