Data Updated On July 22, 2024 from Bank Website.

IDFC FIRST Power HPCL Credit Card

Fuel Savings

  • 5% savings per month on fuel expenses via rewards.

Non-fuel transaction savings

  • 2.5% savings every month on grocery and utility expenses via rewards.

FASTag recharge

  • 2.5% savings per month on IDFC FASTag recharge of via rewards.

Welcome benefits

  • ₹250 cashback on 1st HPCL fuel transaction of ₹250 and above (within 30 days of card set up).
  • 5% cash back up to ₹1,000 on your first EMI conversion within 30 days of card activation.

Reward Points

    For every ₹150 spent, you earn:
  • 21X Reward Points on HPCL Fuel.
  • 15X Reward Points on Grocery & Utility and IDFC FASTag recharge.
  • 2X Reward Points on all UPI and other retail transactions.
  • 1 RP = ₹0.25

HP rewards

  • Earn 6 Payback Reward Points for every ₹100 fuel spend through HP Pay App, capped at 600 points per month .

Insurance and other support/protection

  • Personal accident cover of ₹2 lakhs.
  • Lost card liability cover of ₹25,000.
  • Complimentary roadside assistance worth ₹1,399.

Other perks

  • Interest-free cash withdrawal.
  • Free add-on card.
  • Annual fee waived off on annual spends over ₹ 50,000.
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