Fee Waiver

• Spend Rs.6,000 in first 60 days and get joining fee reversed***
• Spend Rs.35,000 in every card anniversary year and get your annual fee reversed***

Fuel Surcharge Waiver

• 1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and 45,000 (Max. ₹250 per statement cycle).
• Note: No Reward Points are earned on fuel transactions.

Core Reward Points

• 1 Reward Point per 100 spent on all other categories.

Redeem reward points for cashback

• Redeem your reward points as cashback.All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.20

Smart EMI option

• Convert purchase of > ₹2,500/- on your card into Smart EMIs of 6 to 36 months.

Free Add-on card

• Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).

Zero Liability on lost card

• Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Contactless Safe Payments

• Your card is enabled with a wireless chip technology for secure & faster payments in contactless mode.

1. Eligibility Criteria

• Indian Resident
• Income:
• Salaried >₹3 Lakhs p.a.
• Self-employed >₹3.6 Lakhs p.a.
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

2. Mandatory Proof

• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card

3. Permanent Address Proof

• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport
• Driving Licence
• Job Card issued by NREGA duly signed by an officer of the State Government
• Letter issued by the National Population Register containing details of the name & address.

4. Income Proof

• Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement as specified above.
• Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months.