Axis Bank Privilege Credit Card

Milestone Benefit

Get additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 2.5 lakhs in a card anniversary year.

Annual Benefits

Annual fees of Rs 1500 will be reversed on achieving spends* of Rs. 5 lakhs in the previous card anniversary year.

Access numerous airport lounges

2 Complimentary access per calendar quarter to select domestic lounges with Axis Bank Privilege credit card. 50K spends in prior 3 months to be eligible for access.

Dining Delights

Get the best of dining experiences with Rs.800" off & more via Axis Bank Dining Delights Program with EazyDiner.

Fuel up and get a waiver on surcharge

Fuel surcharge refund on spends at all fuel stations across India with a Privilege Credit Card from Axis Bank.

Valid on transactions between Rs. 400 and Rs. 4,000 only.
Service tax charged on fuel surcharge is non-refundable. No reward points are earned on fuel transactions.
Maximum benefits upto Rs 400 per statement cycle.
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10-GST instead of 156+ GST .

Earn Axis EDGE REWARDS

Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions.

10 points on every Rs. 200 spent on the credit card domestically/Internationally
• Spends done on insurance, rent,fuel, educational services, utilities and government MCC(merchant category codes) will not be eligible for earning EDGE REWARDS.
EDGE REWARD Points will be debited for credit card transactions which are converted to EML On cancellation of the EMI transaction, points shall not be credited back for the original transaction.

Keep yourself, your family and assets safe

Purchase Protection Plan upto Rs. 1 Lakhs.
Credit Shield 1 Lakhs.
Loss Travel Document Cover upto 300 USD.
Delay of Check-In Baggage Cover upto 300 USD.
Loss of Check-In Baggage Cover upto 500 USD.

Activation Benefit

Get 12500 EDGE REWARD Points, Worth Rs 2500 redeemable against vouchers upon levy of joining fees and on completion of 1st transaction within 30 days of card issuance Free cards, first year free cards, and priority segment customers are not eligible for this benefit.

Fees & Charges

In Privilege credit card fees,overdue penalty, fee on cash payment, etc.are applicable as per terms and conditions.However , fees and charges for privilege credit card are waived for services like mobile alerts.The detailed fee structure is provided below.

Privilege credit card	Charges
Standard Joining fee	Rs.1500
Standard Annual fee(2nd year onwards)	Rs.1500
Standard Add-on Card Joining fee	NIL
Standard Add-on Card Annual fee	NIL
Card replacement fee	Nil
Fee for cash payment	Rs.100
Duplicate statement fee	Waived
Late Payment Fees.	Nil if total payment due is less than Rs. 500. Rs. 500 if total payment due is between Rs. 501-Rs.5,000. Rs.750 if total payment due is between Rs. 5,001-Rs.10,000. Rs. 1200 if total payment due is greater than Rs. 10,000.
Finance charges(Retail purchases and cash)	3.6% Per Month (52.86% Per Annum)
Cash withdrawal fees	Min. Rs. 500 upto 2.5% of the cash withdrawl amount.
Over limit penalty	Mini Rs.500 upto 2.5% of the over limit amount.
Charge slip retrieval fee or copy request fee	Waived
Outstation cheque fee	Waived
Cheque return or dishonor fees or auto-debit reversal	2% of the payment amount subject to Min. Rs. 450,Max. Rs. 1503.
Surcharge on purchase or cancellation of railway tickets	As prescribed by IRCTC/Indian Railways.
Fuel transaction surcharge	1% of transaction amount (Refunded for fuel transactions between Rs.400 and Rs.4000)
Foreign currency transaction fee	3.5% of the transaction value.
Rent surcharge fee	1% of the rental Tax amount (capped at Rs.1500 per tsn)x.
Dynamic Currency Conversion markup	1% of each transactional Txn plus taxes.
Mobile Alerts for Transactions	Wavied
Hotlisting Charges	Wavied
Balance enquiry charges	Waived
Rewards Redemption fee	Yes

Eligibility Criteria To Apply for Credit Card

Eligibility

Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should be a Resident of India.

Documentation

Pan Card photocopy or form 60.
Proof of income
Latest payslip/Form 16/IT return.
Residence Proof
Driving Licence/ Electricity Bill/Landline Telephone Bill.

*The above list is only indicative Documents required may vary on a case to case basis.

Value Chart

Privilege Credit card value chart on annual spends of Rs.2,91,000

Benefits of the Privilege credit card	Annual Spends(Rs.)	Saving Amount(Rs.)	Value of the Axis edge reward points if redeemed against shopping or travel vouchers
Shopping or travel vouchers on welcome			Rs.2500
Complimentary access to selected lounges affilated with mastercard, 2 times in calendar quarter (if offer availed once every quarter)		Rs.6000	-
Rewards on annual spends	Rs.2,50,000		Rs.2000
25% discount upto Rs.800 at select fine dining restaurants using Axis Bank Exclusive dining program with EazyDiner	Rs.16,000	Rs.3200
1% fuel surcharg waiver on monthly fuel spends	Rs.25000	Rs.250
Sub totel		Rs.9450	Rs.4500
Totel annual savings	Rs.13,950.00

Apply Now