Data Updated On July 17, 2024 from Bank Website.

Axis Bank Neo Credit Card

40% off on Zomato

  • Get 40% off on food delivery at Zomato with your NEO Credit Card.
  • *Free delivery offer on restaurants not eligible for the above offer.
  • Use Coupon Code: AXISNEO to avail the discount.
  • Maximum discount is capped at Rs. 120 per order.
  • Offer applicable on minimum spends of Rs. 200.
  • Customer can avail the discount up to twice a month.

5% off on utility bill payments via Amazon Pay

  • Get 5% off on mobile recharges/Broadband payment/DTH recharge done through Amazon Pay.
  • Enjoy a maximum discount of 150 each month, with a minimum transaction requirement of ₹299.
  • Customers may take advantage of this discount once monthly.

Enjoy the 'Power of 10'

    ​​​​​​​
  • 10% off on Blinkit - Up to Rs. 250 off on min spends of Rs. 750, valid once per month.
  • Extra Rs.150 off on Myntra on min buy of Rs.999 on select styles.
  • 10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits up to Rs. 100.

Dining Delights

  • Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.
  • Offer Details: 15% off up to Rs.500 Minimum Order Value Rs. 1500 Valid Twice per card per month for max benefits upto Rs 1000 Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards Steps for booking and payment ndow

Spend securely

  • All Axis Neo Credit Cards are equipped with an EMV certified chip and PIN system, ensuring unmatched security. The EMV chip technology significantly lowers the risk of counterfeit and skimming fraud.

Stay protected with Zero Lost Card Liability

  • Report an Axis Bank Neo Credit Card as misplaced or stolen Immediately by calling the Axis Bank customer service at 18605005555 or 18604195555 With zero lost card liability, you are protected against any fraudulent use of your card from the moment the loss is reported. *Terms and Conditions apply. For more details, refer to card member agreement clause no. 18

Convert purchases to EMI

  • Contact Axis Bank to easily convert substantial credit card expenditures into EMIs using options like Internet Banking, the Mobile App, or Customer Service. This conversion option is available for transactions exceeding ₹2,500 on the Neo Credit Card.

Earn EDGE REWARDS Points

  • Receive EDGE REWARDS points for transactions and use them to redeem 500+ rewards and offers. Earn 1 point for every ₹200 spent on the Neo Credit Card.

Network Offers

  • For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands.

Activation Benefit

  • 100% cashback up to Rs.300 on first utility bill payment within first 30 days of card issuance.

Fees & Charges

The Neo Credit Card comes with various fees and charges, including joining fees annual fees,cash payment fees,withdrawl fees, withdrawl fees and applicable penalties.

Descriptions Charges
Joining fee Rs.250 Lifetime Free For Select* Channels.
Annual fee(Second Year Onwards) 1st Year:NIL
2nd Year Onwards:Rs250 Lifetime Free For Select*Channels
Add-on card joining fee Nil
Add-on card annual fee Nil
Card replacement fee Nil
Cash payment fee Rs. 100
Duplicate statement fee Waived
Charge slip retrieval fee or copy request fee Waived
Outstation cheque fee Waived
Mobile alerts for transactions Free
Hotlisting charges Nil
Balance enquiry charges Waived
Finance charges(Retail purchases and cash) 3.6% Per Month (52.86% Per Annum)
Cash withdrawal fees 2.5%(Min. Rs. 500)of the cash amount
Overdue Penalty or Late Payment Fees Nil if total payment due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501-Rs.5,000
Rs.750 if total payment due is between Rs. 5,001-Rs.10,000
Rs. 1200 if total payment due is greater than Rs. 10,000
Over limit penalty 2.5% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fees or auto-debit reversal 2% of the payment amount subject to Min. Rs. 450,Max. Rs. 1500
Surcharge on purchase or cancellation of railway tickets As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee 3.5% of the transaction value
GST As per Existing Government Norms
Rewards Redemption fee Yes
Rent Transaction fee 1% capped at INR 1,500 Per transaction will be applicable on each rental transaction done on Axis Bank Credit Card.GST will be applicable as notified by Government of India. The Rent Transactions will be indetified through merchant category code 6513.
Dynamic Currency Conversion markup 1% Plus Taxes will be applicable on Axis Bank Credit Cards for each international transaction performed in indian currency at international location or transactions performed in indian currency with merchants located in indian but registerd in foreign nation.
Fuel Transaction surcharge Transaction 1% transaction amount

Eligibility Criteria To Apply for Credit Card

Eligibility

  • Primary cardholder should be 18-70 years of age.
  • Add-on cardholder should be over 15 years.
  • The individual should either be a Resident of India or a Non-Resident Indian.

Documentation

  • Pan Card photocopy or form 60.
  • Proof of income
    Latest payslip/Form 16 /IT Return
  • Residence Proof
    Driving License/Electricity Bill/Landline Telephone Bill

Value Chart

Details Monthly Benefits(Rs.) Annual Benefits(Rs.)
Activation Benefit:100% cahsback up to Rs.300 on first Utility bill payment within first 30 days of card issuance* 300
Food ordering at Zomato 240 2880
Utility Bill Payments via Amazon Pay 150 1800
Grocery shopping at Blinkit 250 3000
Movie spends on BookMyShow 100 1200
Online shopping at Myntra** 100 1200
Edge Rewards 100
Totel Benefit(Year 1) 10,560
Total Benefit(Year 2 onwards) 10,360
Annuel Benefit as a % of spends*** 10%
Apply Now