| Descriptions |
Charges |
| Joining fee-Primary Card |
Rs.500/- |
| Joining fee-Add-on Card |
Waived |
| Annual fee-Primary Card |
Annual fee:500 2nd year onwards
Annual fee waived off on annual spends greater than Rs.2,00,000/-{Rent Transaction (MCC 6513) and wallet load transactions(MCC 6540) will not be eligiblefor spends counted in availing annual fee waiver} |
| Annual fee-Add-on Card |
Waived |
| Card replacement fee-Primary Card |
Nil |
| Card replacement fee-Add-on Card |
Rs. 100 |
| Card Payment fee |
Rs. 100 |
| Duplicate statement fee |
Waived |
| Charge slip retrieval fee or copy request fee |
Waived |
| Mini Statement SMS |
Waived |
| Outstation cheque fee |
Waived |
| Transactions Alert SMS |
Free |
| Balance enquiry charges |
Waived |
| Finance charges(Retail purchases and cash) |
3.6% Per Month (52.86% Per Annum) |
| Late Payment Fees |
Nil if total payment due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501-Rs.5,000
Rs.750 if total payment due is between Rs. 5,001-Rs.10,000
Rs. 1200 if total payment due is greater than Rs. 10,000 |
| Cash withdrawal fees |
Min. Rs. 500 upto 2.5% of the cash withdrawl amount. |
| Over limit penalty |
Mini Rs.500 upto 2.5% of the over limit amount |
| Cheque return or dishonor fees or auto-debit reversal |
2% of the payment amount subject to Min. Rs. 450,Max. Rs. 1500 |
| Surcharge on purchase or cancellation of railway tickets |
As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee |
3.50% of the transaction value |
| GST |
As per Existing Government Norms |
| Rewards Redemption fee |
No |
| Rent Transaction fee |
1% capped at INR 1,500 Per transaction will be applicable on each rental transaction done on Axis Bank Credit Card.GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup |
1% Plus Taxes will be applicable on Axis Bank Credit Cards for each international transaction performed in indian currency at international location or transactions performed in indian currency with merchants located in indian but registerd in foreign nation.Nil for BURGUNDY PRIVATE Credit Card. |