Accelerated Credit Card Rewards Program

• 4 Reward Points per INR 100 retail spends* done on Grocery & Departmental store.
• 2 Reward Points per INR 100 retail spends* done across all other merchant categories.
• 1 Reward Point per INR 100 retail spends done on Insurance and Utility & Telecom categories.
• Note: Cash, Rent, Education & Govt, EMI, Fuel, BBPS and Quasi Cash transactions are not eligible for Reward Points. Cardholders will earn a maximum of 100 Reward Points per transaction on Utility & Telecom spends.

Quarterly & Yearly Milestone Benefits

• 500 Bonus Reward Points on INR 50,000 retail spends* done per calendar quarter and get additional 1,000 Bonus Reward Points on reaching INR 1 lakh retail spends* per calendar quarter.
• So, earn up to 1,500 Bonus Reward Points in every calendar quarter with INR 1 lakh retail spends*.
• *Note: Fuel transactions and Cash withdrawal are excluded from Bonus Reward Points spends calculation.

• Get INR 1,000 worth vouchers on minimum INR 2.50 lakh retail spends done in a card anniversary year. Choose your vouchers from a bouquet of top brands.

Birthday Benefits for Card Holders

• Earn 1,000 Bonus Reward Points on completing one retail transaction on your birthday.

Complimentary Lounge Access

• 1 complimentary lounge access per calendar quarter within India, using your VISA Card.
• 1 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges. For eligible list of Priority Pass lounges.
• Priority Pass will be issued on customer request for Vetta Credit Card issued starting 1st June’24. For placing the request, customer shall call on 1800 12000 1500 or send email to creditcard.priority@aubank.in.

• 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations. For list of lounges.
• Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.

Dedicated Concierge Services

• Customize your travel, entertainment, and leisure experiences with our Global Concierge Assistance. Be it booking of your travel or arranging a golf session or planning a perfect anniversary dinner, leave it to us and relax.

Fuel Surcharge Waiver

• 1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 250 per statement cycle).

AU Rewardz

• Get a plethora of options to redeem your Reward Points for amazing benefits. Some of them are:
• E-vouchers of top brands | Merchandise | Mobile/DTH recharges | Flight/Hotel bookings and much more

Priority Customer Service

• Mail us your queries on creditcard.priority@aubank.in for priority assistance.

Comprehensive Protection Cover

• INR 50 Lakhs.

• In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
• Also, you are protected against Card Counterfeit/Skimming and Online frauds.

• Up to INR 5 Lakhs.

• Up to INR 25,000

• Up to INR 25,000

Other Travel related covers

• In event of baggage loss, baggage delay, delay in flight, loss of passport and plane hijack.

Contactless Card Usage

• Use your AU Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to INR 5000.

XpressEMI

• Convert your transactions worth INR 2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.

Add-on Cards

• Offer your Vetta Credit Card benefits to your loved ones, through our Add on card offering. What's more? Your Add on card comes free for lifetime! So, go ahead and avail it.

1. Annual Card Membership fee – Rs. 2,999 + applicable taxes

2. Conditions for Annual Card Fee waiver

• For 1st year fee waiver – Rs.40,000 retail spends done within 90 days of card set up.
• For 2nd year onwards fee waiver – Rs. 1,50,000 retail spends done in previous card anniversary year.

Eligibility Criteria

• Primary cardholder between the age of 21 years and 60 years.
• Add-on cardholder should be over 18 years.
• Resident Indian